Maximize Your Travel Rewards: Earn Up to 80,000 Citi ThankYou Points

If you’re eager to earn transferable Citi ThankYou Rewards points, now is the perfect time to explore the Citi Strata credit card lineup. With three different cards featuring enticing welcome offers, you have a fantastic opportunity to accumulate significant points and enhance your travel experiences through valuable transfer partners.

The annual fees for these cards range from $0 to $595, ensuring there’s an option to suit various needs. Each card boasts a variety of bonus-earning categories and benefits designed to elevate your travel rewards.

Here’s a closer look at the three Citi Strata credit cards and their current welcome offers:

Citi Strata Elite℠ Card

The Citi Strata Elite℠ Card is a premium option tailored for travelers who prefer booking through an issuer’s travel portal and enjoy dining out on weekends. It also offers exclusive perks for American Airlines enthusiasts.

– Welcome Offer: For a limited time, earn 80,000 bonus points after spending $4,000 in the first three months from account opening. According to TPG’s July 2025 valuations, this welcome offer is worth approximately $1,480. If you apply in person at a Citi branch, you can qualify for an even higher welcome offer of 100,000 bonus points with the same spending requirement.

– Why We Like It: This card is ideal for those who enjoy the convenience of booking travel through Citi’s travel portal. The hotel credit can be applied to any prepaid hotel reservation made through Citi Travel, while the Splurge credit can be easily maximized on American Airlines flights, lounge passes, and related fees. However, it’s worth noting that Citi lacks its own lounge network compared to some competitors, and the boosted restaurant earning rate is only available on Friday and Saturday evenings.

Citi Strata Premier® Card

The Citi Strata Premier® Card stands out as an exceptional mid-tier travel card, offering a broad array of bonus categories that many competitors lack.

– Welcome Offer: New cardholders can earn 60,000 bonus points after spending $4,000 in the first three months. Based on TPG’s July 2025 valuations, this welcome offer is valued at around $1,110.

– Why We Like It: With an annual fee of $95, this card provides an impressive selection of bonus-earning categories, making it a great choice for everyday spending. Additionally, it offers an annual $100 hotel credit for bookings of $500 or more (excluding taxes and fees) made through the Citi Travel portal, effectively offsetting the annual fee. Cardholders also benefit from travel protections, including car rental coverage and assistance with lost or damaged luggage, as well as trip cancellations, delays, and interruptions.

Citi Strata℠ Card

As the entry-level card within the Strata lineup, the Citi Strata℠ Card (formerly known as the Citi Rewards+® Card) offers a solid starting point for those new to travel rewards.

– Welcome Offer: New cardholders can earn 30,000 bonus points after spending $1,000 in the first three months. According to TPG’s July 2025 valuations, this welcome offer is worth about $555.

– Why We Like It: The Citi Strata Card provides impressive earning potential for a no-annual-fee card, particularly with its quarterly self-selected category, making it a smart choice for those just beginning their rewards journey.

If you’re looking to earn Citi ThankYou points, consider choosing one of the Strata cards to take advantage of these generous welcome offers. This is an excellent way to accumulate a substantial bonus, and for maximum value, consider transferring your points to Citi’s airline or hotel partners.

Each card in the Strata lineup features an extensive list of bonus-earning categories, so be sure to select one that aligns with your everyday expenses and travel goals.

The Points Guy believes that credit cards can significantly enhance your financial experience, allowing you to leverage everyday spending for cash back or unforgettable travel opportunities. That’s why we provide comprehensive editorial content and card comparisons to help you find the best card to achieve your aspirations.

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