Earn Up to 5 Cash Back with the New OnePay CashRewards Card

Attention, savvy shoppers! OnePay has just unveiled an exciting new cash-back card that rewards you on every purchase. The OnePay CashRewards Card is tailored to help American consumers maximize their budgets, particularly those who frequently shop at Walmart or are Walmart+ members. With straightforward earning rates, a generous welcome bonus, and no annual fee, this card offers a hassle-free way to save money.

This card, issued by Synchrony Bank and operating on the Mastercard network, can be used almost anywhere, making it a versatile addition to your wallet. Whether you’re stocking up on groceries, buying household essentials, or treating yourself to a new gadget, the OnePay CashRewards Card can help you save up to 5% on your Walmart purchases, both online and in-store.

The OnePay CashRewards Card provides unlimited cash back on Walmart purchases: Walmart+ members earn 5% back, while other cardholders receive 3%. Additionally, cardholders earn 1.5% cash back on all other purchases made wherever Mastercard is accepted. This means that whether you shop at Walmart occasionally or make it a weekly habit, you can benefit from cash back on your everyday spending.

For instance, if you spend $500 monthly at Walmart, as a Walmart+ member, you’d earn $25 cash back, while a non-member would receive $15. This card is designed to be user-friendly, allowing households to earn unlimited cash back effortlessly.

New cardholders can also take advantage of a welcome bonus: earn $35 cash back after spending $75 or more within the first 30 days of opening your account. With no annual fee, this card is a great opportunity for anyone looking to benefit from their daily expenditures.

If you’re a Walmart+ member and open the OnePay CashRewards Card, spending $100 at Walmart within the first 30 days could yield a total of $40 back. This includes the $35 welcome bonus and an additional $5 from the 5% cash back on your purchase.

Cash-back rewards are flexible; you can redeem them as statement credits on your account or transfer them into a OnePay Cash account. This makes it easy to access your rewards and utilize them as you see fit.

For those interested in applying, OnePay allows you to check if you are prequalified for the OnePay CashRewards Card without impacting your credit score. This feature helps you gauge your eligibility before committing to an application.

The OnePay CashRewards Card is ideal for shoppers looking to save on everyday purchases without the hassle of an annual fee. Frequent Walmart customers will find this card particularly beneficial, as it allows them to maximize their savings.

A few important points to remember: to earn the full 5% cash back at Walmart, you must have an active Walmart+ membership. Otherwise, you’ll earn 3% on your purchases. If you’re looking for ways to save on your Walmart+ membership, there are plenty of tips available online.

With no annual fee, up to 5% cash back at Walmart, and straightforward redemption options, the OnePay CashRewards Card is an excellent choice for those wanting an easy way to stretch their budgets, especially for regular Walmart shoppers.

The Points Guy believes in the power of credit cards to enhance your financial life, enabling you to turn everyday spending into cash back or travel experiences that may otherwise be out of reach. That’s why we provide a wealth of editorial content and card comparisons to help you find the perfect card to achieve your goals.

When you apply for a new credit card through our site and are approved, we may receive compensation from our partners. This may influence how or where these products appear on our platform. While we strive to cover a wide range of credit cards, our editorial team independently creates and maintains all analyses of these cards. Our content remains unbiased and is not subject to review by any credit card company, bank, or partner prior to or after publication. For more information, please refer to our advertising policy and product review methodology.