Maximize Your Delta Amex Reserve Card: Unlock Monthly Dining Credits

As a proud holder of the Delta SkyMiles® Reserve American Express Card, I can confidently say that this card has transformed my travel experience. From gaining access to Delta Sky Club lounges to receiving an annual companion certificate that allows me to bring a friend or family member on my flights, the perks are plentiful. Recently, I discovered yet another reason to love my Delta Amex Reserve: the monthly Resy statement credit.

For a limited time, new cardholders can earn a whopping 100,000 bonus miles after spending $6,000 on eligible purchases within the first six months. According to TPG’s July 2025 valuations, that bonus is worth around $1,150, making it a fantastic incentive for anyone considering this card.

One of the standout features of the Delta Amex Reserve is the ability to earn up to $240 annually (or $20 monthly) in statement credits for dining at eligible restaurants that participate in the Resy reservations system. What’s remarkable is how effortlessly I’ve been able to earn these credits, sometimes without even realizing it.

To illustrate my experience, let’s delve into how I stumbled upon this unexpected credit. Unlike many credit cards that require specific actions to unlock benefits, the Resy dining credit can be earned quite easily. You don’t even need to make a reservation through Resy; simply paying your bill at a restaurant listed on Resy with your Delta Reserve Amex is sufficient.

Recently, I received an email notifying me that I had earned a $20 Resy statement credit. However, I couldn’t recall dining at any participating restaurants. At the time, my husband was out of town, and my dining experiences were limited to quick trips to McDonald’s for my kids. I knew that those drive-thru meals wouldn’t qualify for the credit.

Curious, I logged into my account to investigate further. To my surprise, I discovered that the credit was triggered by a meal my husband had enjoyed at a Resy-affiliated restaurant in New York City. This revelation highlighted the abundance of dining options available through Resy, especially in metropolitan areas like New York.

If you’re not in a major city, don’t worry. You can still take advantage of this benefit by planning ahead. I recommend reviewing the list of Resy restaurants at the beginning of each month to identify potential dining opportunities. If you have upcoming travel plans, check the Resy app or website for restaurants at your destination and add one to your itinerary.

Finding Resy-affiliated restaurants is straightforward. You can search for nearby options using the Resy website or app, where you can either make a reservation or simply walk in. Just remember to pay with your eligible Amex card to earn the credit.

My colleague, TPG’s senior editorial director Nick Ewen, has also enjoyed the benefits of the Resy credit. He recently received a $20 statement credit after dining at a restaurant in New York City and used the credit during a family brunch in South Florida. Nick even purchased a gift card at a Resy establishment, which also triggered the credit. While this might vary by establishment, it’s worth exploring.

When used consistently, the Resy statement credit can add up to $240 in savings each year. Combine that with up to $120 in annual ride-hailing credits and a Delta Stays statement credit worth up to $200, and you’re looking at $560 in potential savings—just shy of the $650 annual fee for the Delta Reserve Amex.

Considering the card’s additional benefits, such as the annual companion certificate, 15 Delta Sky Club visits, and free checked bags, it’s easy to see how one can derive significant value from this card. If you’re contemplating adding a Delta Amex to your wallet, the introductory welcome offer makes it even more enticing.

To learn more about the Delta SkyMiles Reserve American Express Card, you can read our full review or apply directly through the link provided.

In conclusion, the Delta Amex Reserve not only enhances your travel experience but also offers valuable dining credits that can be effortlessly earned. Whether you’re a frequent traveler or someone who enjoys dining out, this card can help you maximize your spending and enjoy additional perks. So, if you haven’t already, consider taking advantage of this remarkable card and its benefits.

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