My wallet has undergone a significant transformation over the years, evolving from a simple cash-back setup to a sophisticated strategy for maximizing points and miles. For anyone looking to optimize their credit card rewards, understanding this journey can provide valuable insights. Initially, I viewed credit cards as a means to spend wisely and earn rewards….
If you’ve ever experienced analysis paralysis when it comes to redeeming credit card points, you’re not alone. Many of us find ourselves overwhelmed by the choices available, especially when we have a substantial balance of rewards points waiting to be used. Recently, I faced this dilemma with a hefty 150,000 Membership Rewards points on my…
If you’re gearing up for holiday shopping or simply looking to stock up on household essentials, there’s a fantastic opportunity to save on your Amazon orders. American Express cardholders who earn Membership Rewards points can take advantage of a limited-time offer that allows you to save up to 50% on Amazon purchases by redeeming as…
The rising costs of higher education have made tuition a significant financial burden for many families in the United States. As you navigate this expense, you might wonder whether it’s worth using a credit card to pay for college tuition. While many colleges and universities do accept credit cards, the decision isn’t always straightforward, as…
Several airlines are currently running a limited-time promotion that allows you to earn bonus miles for purchases made on Apple’s website, valid through Monday. While this offer may not match the occasional 5 bonus points or miles per dollar rates, earning up to 4 miles per dollar spent is still an attractive opportunity for anyone…
In an exciting development for credit card enthusiasts, Citi has officially launched the Citi Strata Card and the Citi Strata Elite, marking a significant overhaul of its credit card lineup. Originally reported by The Points Guy in May, the rebranding from the Citi Rewards+ Card to the Citi Strata Card is now complete, and applications…
Rakuten has just launched an exciting new credit card that offers a unique opportunity for those looking to maximize their American Express Membership Rewards points. The Rakuten American Express® Card allows cardholders to earn an additional 4 points per dollar spent, stacking on top of any Membership Rewards points earned through Rakuten’s special offers. This…
When it comes to credit cards, opinions vary widely among enthusiasts. Some individuals, like our senior editorial director Nick Ewen, boast an impressive collection of over 20 cards, while others, like myself, prefer a more streamlined approach with just six. However, amidst this diversity, one card consistently shines as a favorite: the American Express® Gold…