Top Credit Card Welcome Bonuses for October 2025

If you haven’t taken a close look at your credit card portfolio recently, now is the perfect time to reassess. Credit card welcome bonuses are an excellent way to accumulate points and miles quickly, and we regularly update our recommendations to highlight the best current offers available.

To help you navigate the ever-changing landscape of credit card bonuses, we’ve compiled a list of the most attractive offers right now. These cards are particularly noteworthy due to their high bonuses or limited-time availability, making them worth your attention.

When considering credit card applications, timing is crucial—many issuers limit how often you can earn bonuses on a particular card. Higher bonuses tend to be fleeting, so if you’re eyeing an attractive offer, it’s wise to act quickly. If you’re not quite ready for a premium card, there are also excellent starter options available, including cards with 0% introductory APR offers.

Here’s a look at some of the best credit card welcome bonuses you can find this October:

Chase Sapphire Reserve for Business
– Bonus: 200,000 bonus points after spending $30,000 in the first six months.
– Value: Approximately $4,100 based on TPG’s September 2025 valuations.
– Perks: Lounge access, $300 annual travel credit, and 8 points per dollar on Chase Travel purchases.

American Express Business Platinum Card
– Bonus: 200,000 bonus points after spending $20,000 in the first three months.
– Perks: Automatic Gold status in Hilton Honors and Marriott Bonvoy, plus 5 points per dollar on flights and prepaid hotels booked through Amex.

American Express Platinum Card
– Bonus: 175,000 bonus points after spending $8,000 in the first six months.
– Perks: Elite status with Hilton and Marriott, extensive airport lounge access, and 5 points per dollar on flights booked directly.

Capital One Venture X Business
– Bonus: 150,000 miles after spending $30,000 in the first three months.
– Perks: Simple earning structure of at least 2 miles per dollar on all purchases, along with valuable travel credits.

Chase Sapphire Reserve
– Bonus: 125,000 bonus points after spending $6,000 in the first three months.
– Perks: $300 annual travel credit, airport lounge access, and 8 points per dollar spent on Chase Travel.

American Express Business Gold Card
– Bonus: 100,000 bonus points after spending $15,000 in the first three months.
– Perks: 4 points per dollar in top two spending categories each billing cycle.

Capital One Spark Cash Plus
– Bonus: $2,000 cash back after spending $30,000 in the first three months.
– Perks: Unlimited 2% cash back on all purchases, with a simple earning structure.

Atmos Rewards Credit Cards
– Bonus: Up to 100,000 bonus points and companion fare options after meeting spending requirements.
– Perks: Benefits when flying with Alaska and Hawaiian Airlines.

Southwest Rapid Rewards Performance Business Credit Card
– Bonus: 120,000 bonus points after spending $10,000 in the first three months.
– Perks: Strong route network and easy-to-use Rapid Rewards program.

Chase Sapphire Preferred Card
– Bonus: 75,000 bonus points after spending $5,000 in the first three months.
– Perks: 5 points per dollar on Lyft rides and travel purchased through Chase Travel.

Citi Strata Elite Card
– Bonus: 80,000 bonus points after spending $4,000 in the first three months.
– Perks: Over $800 in statement credits, lounge access, and travel protection.

Delta SkyMiles Credit Cards
– Bonus: Up to 125,000 bonus miles available on select cards after meeting spending requirements.
– Perks: Free checked bags, priority boarding, and lounge access.

Aeroplan Credit Card
– Bonus: Up to 100,000 bonus points after meeting spending thresholds.
– Perks: Flexibility in redeeming points for flights on United and Star Alliance partners.

Venture X Rewards Credit Card
– Bonus: 75,000 bonus miles after spending $4,000 in the first three months.
– Perks: $300 in travel credits and extensive lounge access.

Citi / AAdvantage Executive World Elite Mastercard
– Bonus: 70,000 miles after spending $7,000 in the first three months.
– Perks: Admirals Club membership and free checked bags.

These offers highlight the best welcome bonuses available right now, and they can significantly enhance your travel experience. However, remember that many of these bonuses are time-sensitive, so it’s advisable to act quickly if you find an offer that suits your needs.

When selecting a credit card, consider your spending habits and travel goals. Whether you’re a frequent traveler or just starting to explore travel rewards, there’s a card that can help you maximize your benefits.

Credit cards can be powerful tools to enhance your travel lifestyle, turning everyday spending into rewarding experiences. As you evaluate your options, keep in mind the potential for earning points and miles that can lead to unforgettable journeys.