Unlock 100,000 Points: Last Chance for Southwest Card Bonuses

For fans of Southwest Airlines, now is an opportune moment to consider adding a cobranded Southwest credit card to your wallet. With the chance to earn a generous stash of Rapid Rewards points, you can take your travel experiences to new heights. However, recent changes to these credit cards, including new benefits and increased fees, warrant careful consideration before making a decision.

As Southwest Airlines implements strategic changes that will shape its future, understanding the current landscape is crucial. This article explores the latest welcome bonuses for Southwest Airlines personal and business credit cards, highlighting the best options for different types of travelers.

Current Welcome Offers for Southwest Credit Cards

If you’re looking to maximize your travel rewards, now is the time to act. The following are the standout welcome bonuses available until 9 a.m. EDT on September 18:

# For Beginners and Infrequent Travelers

Southwest Rapid Rewards Plus Credit Card
– Welcome Bonus: Earn 100,000 bonus points after spending $4,000 in the first five months.
– Value: Approximately $1,350 based on TPG’s September 2025 valuations.
– Note: This is the highest offer without the Companion Pass, requiring $8,000 less in minimum spending.
– Apply here: [Southwest Rapid Rewards Plus Credit Card](#)

# For Regular Southwest Flyers

Southwest Rapid Rewards Premier Credit Card
– Welcome Bonus: 100,000 bonus points after spending $4,000 in the first five months.
– Value: Worth around $1,350 based on TPG’s September 2025 valuations.
– Note: This offer matches the highest seen on the card without a Companion Pass.
– Learn more: [Southwest Rapid Rewards Premier Credit Card Review](#)

# For Loyal Southwest Travelers

Southwest Rapid Rewards Priority Credit Card
– Welcome Bonus: Last chance to earn 100,000 bonus points after spending $4,000 in the first five months.
– Value: Approximately $1,350 based on TPG’s September 2025 valuations.
– Note: Recognized as the Best Airline Cobranded Credit Card for two consecutive years by TPG.
– Learn more: [Southwest Rapid Rewards Priority Credit Card Review](#)

# For Business Owners Who Fly Southwest Regularly

Southwest Rapid Rewards Premier Business Credit Card
– Welcome Bonus: 60,000 bonus points after spending $3,000 in the first three months.
– Value: Worth about $810 based on TPG’s September 2025 valuations.
– Note: This is the standard welcome offer.
– Apply here: [Southwest Rapid Rewards Premier Business Credit Card](#)

# For Business Owners Who Are Loyal Southwest Flyers

Southwest Rapid Rewards Performance Business Credit Card
– Welcome Bonus: Earn 80,000 bonus points after spending $5,000 in the first three months.
– Value: Approximately $1,080 based on TPG’s September 2025 valuations.
– Note: This is the standard welcome offer for this card.
– Apply here: [Southwest Rapid Rewards Performance Business Credit Card](#)

Key Changes to Southwest Benefits

While the allure of bonus points is enticing, it’s essential to be aware of the evolving benefits associated with Southwest credit cards. Some popular perks, such as free checked bags, have been modified. Here’s what you need to know:

– Free Checked Bags: Cardholders can check one bag for free for themselves and up to eight companions on the same reservation. However, this now costs $35 each way for non-cardholders. A-List Preferred and Business Select members still receive two free checked bags, while A-List members get one.

– Dynamic Pricing: The number of Rapid Rewards points required for booking flights is now dynamic, meaning redemption rates may vary based on demand.

– Cancellation and Change Fees: Southwest has adjusted its policies, waiving fees only for certain fare types. Free same-day standby is also limited to specific fare categories.

The Companion Pass Advantage

One of the most valuable benefits of holding a Southwest personal credit card is the Companion Pass. This allows you to bring a designated travel companion on all of your Southwest flights—both paid and award tickets—after paying taxes and fees.

To qualify for the Companion Pass, you must earn 135,000 qualifying points or complete 100 qualifying one-way flights in a calendar year. Notably, welcome bonuses and points earned through card spending count toward this qualification.

By strategically timing your credit card applications, you can potentially earn nearly two years of buy-one-get-one flights. The Companion Pass is valid for the year it’s earned and the entire following year, making it a fantastic option for frequent travelers.

Final Thoughts

With the current welcome offers for Southwest credit cards, now is the perfect time to capitalize on the chance to earn substantial bonus points. This is one of the highest point offers available, and the lower minimum spending requirement makes it even more appealing. Keep in mind that these offers will expire at 9 a.m. EDT on September 18.

If you frequently travel with a companion, the potential to earn the Companion Pass is an added incentive worth considering. Just be mindful of the various changes Southwest has implemented and will continue to implement through 2025 and beyond.

For those looking to enhance their travel experiences, the Southwest credit cards offer a pathway to earning valuable rewards. Whether you’re a casual traveler or a dedicated Southwest flyer, there’s a card that aligns with your travel habits.

Explore the options and apply today to take advantage of these limited-time offers.