Unlocking Savings: The Hidden Benefits of Your Amex Platinums Walmart Credit

When I opened the American Express Platinum Card® last year, I was primarily drawn to its luxurious lounge access and generous welcome bonus. The monthly Walmart+ statement credit of up to $12.95 didn’t even register on my radar. I dismissed Walmart+ as irrelevant since I rarely shopped there. However, a few months into my Platinum Card journey, I decided to explore the benefits of Walmart+ more thoroughly. With grocery prices soaring, I found myself turning to Walmart for lower-cost options, prompting me to reconsider my stance on this membership.

To my surprise, Walmart+ offers a wealth of benefits beyond just free delivery and no minimum order for shipping. Some perks even extend beyond the Walmart brand, making this statement credit a significant factor in justifying the card’s $895 annual fee.

If you’ve been overlooking the Walmart+ statement credit that comes with your Platinum Card, it’s time to reconsider. Even if you don’t frequently shop at Walmart, there are several ways to make this membership worthwhile.

Walmart+ is a pay-to-join program that provides members with various benefits designed to save money at Walmart and its partner stores. A monthly membership costs $12.95 (plus taxes), and your Amex Platinum provides a statement credit to cover that cost each month, amounting to $155 annually. To benefit from this credit, you must first enroll, so be sure to take that step before signing up for Walmart+.

As Walmart has become my go-to grocery store, I’ve come to appreciate the perks associated with Walmart+. For starters, I can have my groceries delivered without incurring extra fees, as long as my order totals $35 or more—a threshold that is easy to meet given the rising prices of groceries. While I prefer to support small businesses when possible, making my money stretch is crucial in today’s economy.

I’m not fond of grocery shopping in person, so having someone else handle it for me without additional costs is a huge relief. TPG credit cards writer Augusta Stone shares my sentiment, noting how much time she saves with free same-day delivery for essentials like shampoo and cleaning supplies.

Additionally, I’ve enjoyed the benefit of free shipping on items ordered online, which often includes products not available at my local store. If something is out of stock nearby, Walmart frequently ships it directly from one of its warehouses. Unlike delivery, there’s no minimum purchase required to qualify for free shipping, which adds to the savings.

Without Walmart+, the additional delivery and shipping fees would quickly offset any savings I might enjoy from shopping at Walmart. If you haven’t considered Walmart for your grocery needs, it’s worth exploring; you may be pleasantly surprised by the savings.

In today’s streaming landscape, it often feels like we need multiple subscriptions to access our favorite movies, shows, and sports events. This can lead to a hefty monthly bill. When I initially dismissed Walmart+, I overlooked a significant opportunity to save on streaming services.

Walmart+ members can enjoy complimentary subscriptions to either Paramount+ Essential or Peacock Premium. Paramount+ Essential typically costs $7.99 per month, while Peacock Premium is priced at $10.99 (both plans include ads). As a college football fan, I appreciate that I can catch Oregon Ducks games on Paramount+, and once the football season wraps up, I can switch to Peacock for shows like House, M.D. The flexibility to alternate between the two services every 90 days adds to the appeal.

Augusta also highlights the streaming perk as a standout feature of Walmart+. She opts for the Paramount+ subscription to access live feeds of her favorite shows, including Big Brother.

If you already subscribe to either of these streaming services, utilizing your Amex Platinum Walmart+ credit can yield substantial savings—up to $96 a year for Paramount+ or $132 for Peacock based on monthly subscriptions. Just keep in mind that separate activation may be required.

While I’ve recently been indulging in Taco Bell, I also have a soft spot for Burger King, and I appreciate the benefits Walmart+ offers for fast food. Members receive a 25% discount on digital orders from Burger King every day. While I don’t eat there often, knowing I can save money whenever I do is a nice bonus.

Additionally, Walmart+ members can enjoy a free Whopper every three months, which can be redeemed either digitally or in-store. Redeeming it in-store maximizes savings, as you won’t incur delivery fees.

If you enjoy takeout or occasionally find yourself pressed for time to cook, your Walmart+ membership can help you save on meals.

As an Amex Platinum cardholder, you’re entitled to up to $155 each calendar year to cover your Walmart+ membership (subject to auto-renewal; Plus-Ups excluded; enrollment required).

I’ve discovered that I’m saving more money than I anticipated by taking advantage of Walmart+ perks. I appreciate this benefit far more now than I did initially, even though I don’t utilize all the features Walmart+ members can access, such as fuel savings, remote veterinary services, free pharmacy delivery, and complimentary tire repair.

Even if Walmart isn’t your primary shopping destination, it’s worth giving your Amex Platinum’s Walmart+ statement credit some serious thought. You might be surprised by the savings you can enjoy.

For more insights, check out our comprehensive review of the Amex Platinum.

If you’re interested in maximizing your dining experiences and saving money, don’t overlook Resy—another valuable benefit of your Amex card.

For rates and fees associated with the Amex Platinum, please refer to our detailed information.

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