Why the Amex Gold Card is a Must-Have for Foodies and Travelers

When it comes to credit cards, opinions vary widely among enthusiasts. Some individuals, like our senior editorial director Nick Ewen, boast an impressive collection of over 20 cards, while others, like myself, prefer a more streamlined approach with just six. However, amidst this diversity, one card consistently shines as a favorite: the American Express® Gold Card.

So, what makes the Amex Gold stand out in a sea of excellent options? Here are four compelling reasons why this card has earned its place as a must-have for many of us.

1. Unmatched Rewards for Food Lovers

For those who love dining out or cooking at home, the Amex Gold Card is a game-changer. Cardholders earn an impressive 4 Membership Rewards points for every dollar spent at U.S. supermarkets (up to $25,000 annually, then 1 point per dollar) and 4 points per dollar at restaurants worldwide (up to $50,000 annually, then 1 point per dollar). This makes it one of the best cards for food enthusiasts looking to maximize their rewards.

In addition to points, the Amex Gold offers a variety of dining-related annual statement credits. With enrollment, you can receive up to $10 in statement credits each month when ordering from select restaurants or meal services, including popular names like Grubhub and The Cheesecake Factory. Plus, you can enjoy up to $10 in monthly Uber Cash for rides and Uber Eats in the U.S., as long as you link your Amex Gold to your Uber account.

If that’s not enough, the card also provides up to $100 in annual credits for dining at U.S. Resy restaurants (up to $50 every six months) and a monthly $7 statement credit at U.S. Dunkin’ locations. These benefits make the Amex Gold a powerhouse for anyone who frequently dines out or enjoys takeout.

2. Value-Driven Points System

The Membership Rewards points earned through the Amex Gold are highly valued in the credit card landscape. According to TPG’s July 2025 valuations, these points are worth approximately 2 cents each, slightly trailing behind Chase Ultimate Rewards and Bilt Rewards points. However, what sets Amex apart is its extensive list of transfer partners, which includes 18 airlines and three hotel chains. This allows cardholders to leverage their points for exceptional travel redemptions.

Chris Nelson, a credit card writer at TPG, highlights the importance of these points for his lifestyle. As a foodie who dines out frequently and shops at supermarkets, he appreciates the ability to earn 4 points per dollar in these categories. This accumulation of points enables him to book long-haul international business-class flights, especially with partners like Avianca LifeMiles and Air Canada Aeroplan.

3. Amex Offers: Additional Value

While the Membership Rewards program is a standout feature of the Amex Gold, the Amex Offers program adds even more value. This program provides cardholders with various deals, including extra points on hotel stays or cashback on food orders. Many users, including myself, regularly check for new offers to maximize their savings and rewards.

The ability to stack these offers with the points earned on purchases makes the Amex Gold an even more attractive option for savvy spenders. By utilizing the Amex Offers, cardholders can enhance their overall experience and value derived from the card.

4. Aesthetic Appeal and Premium Feel

Beyond its impressive rewards structure and benefits, the Amex Gold Card boasts a sleek design that often attracts attention. Available in both the classic Gold and the trendy Rose Gold versions, this card is not just functional but also visually appealing. Many cardholders, including myself, find that they frequently receive compliments about its design when using it at various establishments.

While aesthetics shouldn’t be the sole reason for choosing a credit card, the Amex Gold’s stylish appearance certainly adds to its allure. When combined with its robust rewards and benefits, it’s hard to overlook the card’s overall appeal.

Conclusion: A Top Choice for Travelers and Foodies Alike

In summary, the American Express Gold Card is a well-rounded option for those who prioritize earning rewards on everyday spending, particularly in dining and grocery categories. With a competitive annual fee of $325, the card offers premium benefits that offset costs and enhance the overall value.

For travelers who prefer to earn points on non-travel expenses, the Amex Gold is an excellent choice. Its solid rewards earning rates, dining credits, and valuable Membership Rewards program make it a favorite among credit card enthusiasts.

If you’re interested in learning more about the Amex Gold Card, you can check out our full review. You may even find that you qualify for a welcome bonus of up to 100,000 Membership Rewards points after spending $6,000 within the first six months of card membership.

For rates and fees associated with the Amex Gold Card, please visit the official site.

At The Points Guy, we believe that credit cards can significantly enhance your financial journey, allowing you to turn everyday spending into exciting travel experiences. Whether you’re a seasoned traveler or just starting, the Amex Gold Card could be the perfect addition to your wallet.